If you have a fixed-rate or adjustable-rate mortgage, or a home equity line of credit, or if you’re making extra payments or just want a professional second opinion about the accuracy of your mortgage payments, order an ArmCheck™ mortgage audit today. Consider a mortgage audit if your monthly payment or loan balance just seems too high. ArmCheck™ mortgage audits uncover overcharges in the calculation of your mortgage rates and payments. Thousands of homeowners have used the audit to “win their case” and get refunds ranging from $300 to $38,000! Surveys indicate that such errors occur in up to 40% of all loans. These mistakes include miscalculating monthly payments, interest charges and loan balances. These problems occur for a variety of reasons such as inexperienced personnel, faulty software or using an incorrect index value for variable rate loans. You will receive a report to let you know if you’ve been overcharged by the lender. You’ll also receive a “Lender Refund Letter” to send along with your report to your mortgage lender to obtain a refund for any overpayment.
Jordan Goodman Interviews David I. Ginsburg of Verify My Mortgage.